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Comprehensive home insurance that understands modern living and protects what matters most

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Insurance That Understands Modern Living

Protect what matters most with coverage designed for today's homeowners and their unique needs

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Service You Can Count On

We're more than just a policy - we're a partner in protecting your home and your future

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Affordable Home Protection, Simplified

At SurelyNest, we believe home insurance should do more than just respond to damage - it should prevent loss, streamline protection, and make your life easier.

Our policies are designed for today's homeowners, offering customizable options, smart pricing, and helpful service at every step. We've reimagined home coverage to be simpler, faster, and more transparent.

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Join thousands of satisfied customers who trust us to protect their homes. Get a personalized quote in under 5 minutes with no obligation.

Comprehensive Home Protection

Your home is more than just a place to live - it's where your life happens. Our insurance coverages are designed to protect your home, belongings, and well-being.

House exterior
Home belongings
Family at home
Temporary accommodation

Dwelling Protection

What It Covers

This coverage helps pay for repairs or rebuilding if your home's physical structure is damaged by fire, storms, theft, or similar events.

  • Roof, walls, and structural foundation
  • Built-in appliances and fixtures
  • Attached structures like garages
  • Protection from 16 named perils

Personal Property

What It Covers

Protects your belongings inside your home, including furniture, electronics, clothing, and other personal items.

  • Furniture and home furnishings
  • Electronics and appliances
  • Clothing and personal items
  • Coverage extends off-premises

Liability Insurance

What It Covers

Provides financial protection if someone is injured on your property or if you accidentally damage someone else's property.

  • Medical payments for injuries
  • Legal defense costs
  • Property damage you cause
  • Personal liability protection

Loss of Use

What It Covers

If your home becomes uninhabitable due to a covered loss, this coverage helps pay for temporary living expenses.

  • Hotel and lodging expenses
  • Restaurant meals and food costs
  • Additional transportation costs
  • Storage of belongings

Pick the Perfect Plan for You

Finding the right home insurance plan is essential for your peace of mind. Choose from our flexible coverage options designed to fit your needs and budget.

Basic Coverage

Ideal for budget-conscious homeowners, the Basic Plan covers structural damage and standard personal property. It's simple, reliable protection for those seeking core essentials at an affordable rate.

Standard Coverage

Our most popular choice offering comprehensive protection with enhanced coverage limits, additional living expenses, and broader protection for your belongings and liability needs.

Premium Protection

Complete peace of mind with maximum coverage limits, premium add-ons, and exclusive benefits. Perfect for homeowners who want the highest level of protection available.

Why Choose Surely Nest?

Experience the difference with our modern approach to home insurance

Instant Quotes

Get accurate quotes in minutes with our smart pricing technology. No waiting, no hassle - just fast, transparent pricing tailored to your home.

Digital First

Manage your policy, file claims, and get support through our intuitive mobile app. Insurance made simple for the digital age.

24/7 Protection

Round-the-clock monitoring and support when you need it most. Our team is always ready to help protect what matters to you.

Award Winning Service

Recognized for outstanding customer service and claims handling. Join thousands of satisfied homeowners who trust SurelyNest.

Smart Savings

Discover discounts and savings opportunities with our smart bundling options and loyalty rewards program.

Prevention Focus

Go beyond coverage with preventive tools and home maintenance resources to help avoid problems before they happen.

Frequently Asked Questions

Find answers to common questions about home insurance and our services

Home insurance typically covers your dwelling, personal property, liability protection, and additional living expenses. This includes protection against fire, theft, storms, and other covered perils. Our policies are designed to give you comprehensive protection for your home and belongings.
The amount of coverage you need depends on your home's replacement cost, personal property value, and desired liability protection. We recommend coverage that equals 100% of your home's replacement cost, not its market value. Our experts can help you determine the right coverage amounts for your specific situation.
You can lower your premiums by bundling policies, installing security systems, choosing a higher deductible, maintaining good credit, and taking advantage of available discounts. We offer various discount programs including multi-policy, claims-free, and home safety feature discounts.
Standard home insurance typically doesn't cover floods, earthquakes, normal wear and tear, maintenance issues, or damage from pests. However, we offer additional coverage options for many of these exclusions. It's important to review your policy and consider supplemental coverage where needed.
You can get a quote in as little as 15 minutes using our online platform. Our smart pricing technology provides accurate quotes quickly by analyzing your home's details, location, and risk factors. For more complex situations, our agents can provide personalized quotes within 24 hours.
To file a claim, contact us immediately through our 24/7 claims hotline, mobile app, or online portal. Document the damage with photos, secure your property to prevent further damage, and keep receipts for any temporary repairs. Our claims team will guide you through the entire process and keep you updated every step of the way.

Service You Can Count On

We're more than just a policy - we're a partner. From the moment you request a quote to the day you file a claim, our team is here to support you with responsive service, honest advice, and a human-first approach.

Our claims process is fast, fair, and stress-free, so you can recover and move forward quickly.

What Our Homeowners Say

Hear from real homeowners who trusted SurelyNest to protect their homes and provide peace of mind.